baudrunner's space: Ideas, ideas.. .. and solutions.
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Monday, March 16, 2009

Ideas, ideas.. .. and solutions.

I occasion to sit around and think up ideas.

I mentally pan the issues of the day and try to discover interesting ways to contribute to the solutions to the problems that they represent. Wait, that means that there are no problems, only issues. Well, there are no issues, only solutions.

The subject of ecology has given way to environmental awareness, which in turn has introduced us to specific issues like ozone layer depletion, deforestation and desertification, global warming, waste, and a myriad of other not the lesser but just as important issues like unemployment, homelessness and poverty.

Lest I feel the burden that all of this world's imperfections begs to heap upon my shoulders if I let them, I tend to gravitate to more interesting and less affectatious notions dealing with matters personal and consumerist. Creations that might yet contribute to the betterment of our individual lives. I guess that's where the money is.

Say, for example, that your cell phone is handy but you're doing business online and even a quick search for where the ringing is coming from, when it finally reveals its whereabouts, just sends you up the wall. What if the caller is as impatient as you - and stops trying just as you grab the phone, or you make it almost in time but the phone is upside down in your hand and it stops ringing just after you have deftly turned it right side up? So.. what if the mouse you're using is really just an iPhone that serves double duty as a wireless mouse with the press of a key, but still takes calls? Just an idea.

Legitimate though these preoccupations of mine be, they never completely drag me away from the more important possibilities for the resolution of matters affecting us in annoying ways. Like the economy, for instance. I think that it might be possible to impact economic growth positively while bringing a large number of financially challenged people out of their frustrating existence.

I am thinking of the surprisingly many who answer the question, "Do you have a bank account?" with the negative. The reason is that one needs a picture identification card like a driver's license. In fact, I know of one who could not open a bank account because she had no driver's license. Obtaining one has become more difficult over the years. Driver education is one economic experiment that still profits from the inadequacy of economics.

But every bank should have a facility for providing a personal bank account picture ID card to anyone who needed to open a bank account but otherwise could not for reasons stated. The card would come with privileges and restrictions, such as the ability to save money, write cheques, make debit card purchases, and use the investing strategy services offered by the bank, and most importantly, to establish one's credibility as a sound and frugal money manager. There is no argument for denying this feasibility, since the same level of security exists with the common debit card.

Just an idea.

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